Mortgages, made personal.
Your goals.
David’s guidance.
A mortgage plan built around you.
Buying, renewing, refinancing, investing, or self-employed? David helps you compare your options clearly and move forward with confidence.
Trusted mortgage guidance for your next move
Mortgage pathways
Solutions for every stage of life.
Whether you are buying your first home, renewing, investing, or building income as a self-employed professional, David helps you find the right fit.
Featured pathway
First-Time Buyers
Step-by-step guidance so you understand your budget, down payment, closing costs, and approval path before you shop.
Plan with confidence
Ontario Mortgage Payment Calculator
Estimate your mortgage payment, property tax, heating, condo fees, mortgage insurance, Ontario land transfer tax, Toronto land transfer tax, first-time buyer rebates, and stress-test payment.
This is an educational estimate, not a mortgage approval or commitment to lend. Rates, terms, taxes, and qualification rules can change.
About David
A mortgage experience built on clarity, strategy, and trust.
David Colavita is a Mortgage Agent Level 2 who helps Ontario clients understand their options before making one of life’s biggest financial decisions.
- Clear guidance for purchases, renewals, refinances, and investment properties.
- Support for first-time buyers, move-up buyers, and self-employed borrowers.
- Practical next steps based on your numbers, goals, and timeline.
David Colavita · Mortgage Agent Level 2 · M23005023
Learn. Plan. Move forward.
Helpful resources for your mortgage journey.
First-Time Buyer Checklist
Understand the documents, costs, and approval steps before you start shopping.
Should You Refinance?
Look at payment changes, equity access, and debt consolidation possibilities.
Renewal Strategy
Do not simply sign your renewal. Compare your options and review your goals first.
Ready to talk?
Let’s create a plan that moves you forward.
Call David or send an inquiry to start with a clear conversation about your next step.